With the growing troubles of Deutsche Bank, and it would seem most of the Italian banks I do not find banking a compelling area and so am dropping my Lloyds position for a very small gain.
I also believe that whether Brexit is good or bad for the economy 10 years out, and I do think this is still all to play for, in the mid - 5 year term things are going to be difficult and Lloyds UK focus whilst appealing in its simplicity will be a drag on the share price over the next few years as exit issues become clearer.